Do you provide legal, tax, or financial advice?
No. We operate as independent strategic consultants providing informational guidance and a strategic blueprint. We do not provide formal legal, tac, or regulated financial advice, and we do not assume fiduciary liability, For formal advice and execution, we connect you with established, licensed professionals.
Do you sell property or take commission on transactions?
No. We hold no listings and receive no commission or referral fee from any sale, agent, or developer. Our guidance isn't influenced by whether a deal closes.
Is the initial review free?
Yes. Send us your situation by email or WhatsApp an we'll respond with initial guidance at no charge and no obligation. If a full advisory engagement makes sense for you, we'll quote a clear fixed fee before further work begins.
What happens to my information?
Everything you share with us is confidential and used solely to advise you. We are not a party to your transaction and have no relationship with any agent, developer, or bank involvement in your purchase.
Can foreign nationals own property in South Africa?
Yes. With very limited exceptions, foreign individuals and entities can own freehold property in South Africa without restriction on nationality. The planning work is in how you structure that ownership, not whether it's allowed.
Do I need to be a South African resident to buy?
No. Non-residents can purchase, though the funding route, tax position, and banking process differ from a resident buyer's - this is exactly what the blueprint maps out.
How do I move money into South Africa to buy property?
Funds are typically introduced through a South African bank via a correctly classified non-resident account, with the funds' foreign origin properly recorded at entry. Getting this classification right at the start is what makes repatriation straight forward later - we help you understand this process and coordinate with the professionals who execute it.
What is SARB approval, and do I need it ?
The South African Reserve Bank (SARB) oversees exchange control - the rules governing money entering and leaving the country. Certain structures and transactions sizes require specific approval and reporting. We help identify whether this is likely to apply to your situation, and coordinate with the professionals who confirm and execute it.
Will I be able to repatriate my funds when I sell?
Generally yes, provided the funds were correctly introduced and recorded at the time of purchase - which is exactly why exit planning belongs at the start of a transaction, not at the point of sale.
What taxes will I pay when I buy?
Typically transfer duty (a sliding-scale tax on the purchase price, unless the transaction is VAT-liable), plus standard conveyancing and registration costs. The exact figure depends on price, structure, and the seller's VAT status - confirmed by your tax professional based on the blueprint we provide.
What taxes apply when I sell?
Primarily capital gains tax, calculated differently depending on whether the property is held personally, via a trust, or via a company - a key reason structure matters before you buy, not just at resale.
Will I be taxed both in South Africa and in my home country?
Possibly - it depends on your country of tax residence and whether a double taxation agreement exists with South Africa. We flag this early so it can be planned for with your tax professional, rather than discovered later.
Should I buy personally, or through a trust or company?
There's no universal answer - it depends on your residency, intended use, estate planning goals, and exit timeline. We map the trade-offs specific to your case as part of the blueprint.
What's the risk of getting the structure wrong?
The most common consequences are avoidable tax exposure, complications repatriating funds at sale, and, in estate situations, complicated cross-border succession issues. All are far cheaper to plan for than to unwind.
